• The No-Cost Thirty Year Fixed Rate Mortgage,Sam Hall

    The No-Cost Thirty Year Fixed Rate Mortgage

    There really is no such thing as a no-cost mortgage loan. There are always costs, such as appraisal fees, escrow fees, title insurance fees, document fees, processing fees, flood certification fees, recording fees, notary fees, tax service fees, wire fees, and so on, depending on whether the loan is

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  • Title Insurance - Where Does Your Dollar Go?,Sam Hall

    Title Insurance - Where Does Your Dollar Go?

    Title Insurance: As a homebuyer, the term is probably familiar - but is it understood? What is your dollar actually paying for when you purchase a title policy? Title Insurers, unlike property or casualty insurance companies, operate under the theory of risk elimination. Title companies spend a high

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  • Environmental Issues,Sam Hall

    Environmental Issues

    When purchasing a piece of property, it is important to be aware of any environmental liabilities associated with it. For example, you should find out if there are any registered underground tanks within several miles of the property, known contaminated properties in the neighborhood, or property ow

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